Invited to the Forum on financial services

On April 4, the people's Bank of China and the all China Federation of industry and Commerce jointly held a forum on financial services for private enterprises and small and micro enterprises in Beijing, in order to have a deep understanding of the production, operation and financing of small and micro enterprises, to listen to the opinions and suggestions of enterprises on the difficulty of financing and the high cost of relevant policies and measures, to guide financial institutions to further strengthen the implementation of policies, and to comprehensively improve the efficiency of financial services for small and micro enterprises Level. Gao Yunlong, vice chairman of the CPPCC National Committee and chairman of the all China Federation of industry and commerce, and Yi Gang, President of the people's Bank of China and Deputy Secretary of the Party committee attended the Symposium and made important speeches. Xu Lejiang, deputy director of the United Front Department of the Central Committee and Secretary of the Party group and executive vice chairman of the all China Federation of industry and commerce, presided over the symposium.

Pan Gongsheng, deputy governor of the people's Bank of China and director of the State Administration of foreign exchange, first interpreted the financial service policies of private enterprises and small and micro enterprises. Leaders of 10 enterprises, including Dalian Dayou high tech ceramics Co., Ltd., Guizhou Haoyiduo Dairy Co., Ltd., 91 technology group, new Hualian Group, Oriental garden environment Co., Ltd., poten environment group, Shenzhen Derun Electronics Co., Ltd., sound group, 100 billion Da group, Hainan Yijing environmental protection Co., Ltd., made exchange speeches. ICBC, Minsheng Bank and Taizhou bank spoke on behalf of financial institutions, responding to the demands of enterprises. The association of inter-bank market dealers introduced the situation that the association supported the financing of private enterprises and small and micro enterprises.

Gao Yunlong stressed that China small and micro enterprises have made great contributions to private enterprises. Increasing financial support for private enterprises and small and micro businesses is an important measure to implement Xi Jinping's new socialist ideology with Chinese characteristics and the nineteen spirit of the party. He said that the policy of the Central Committee and the State Council to support the development of the non-public sector of the economy is consistent and firm, and general secretary Xi Jinping has repeatedly stressed that "two unwavering" and "three no changes". Private enterprises must be firm in their confidence in development, adhere to the new concept of development, and continue to play an active role in the modern economic system.

Gao Yunlong pointed out that in the past 40 years of reform and opening up, the private economy has played an important role in stabilizing growth, promoting innovation, increasing employment, improving people's livelihood and other aspects, with obvious achievements. The market position of private enterprises and the social position of private entrepreneurs are also constantly improving. He said that under the guidance of the people's Bank of China, financial institutions have made outstanding contributions to supporting the development of private enterprises. The development of small and micro enterprises can not be separated from the support and help of financial institutions. The real economy and financial institutions complement each other. The loan balance and number of households of private enterprises and small and micro enterprises increase year by year. It is hoped that financial institutions can further strengthen the financing support for private enterprises and small and micro enterprises and do a good job in financial services.

Gao Yunlong stressed that to solve the global problem of financing difficulties for small and micro enterprises can better reflect the superiority of the socialist system with Chinese characteristics. First, we should continue to learn advanced experience, including mature international experience and practical exploration at home and abroad, adapt to local conditions, and continue to innovate; second, we should further improve the construction of credit system and guarantee system from the national level, and improve the coverage, and explore ways to share credit risk through the establishment of rescue fund; third, we should use reform thinking to grasp the construction of system and mechanism, from the improvement From the perspective of system, we should promote the solution of financing problems, actively play the role of private banks, and gradually establish a modern supporting regulatory system; fourthly, we should improve the construction of local financial ecological environment, strengthen the docking between the credit system of the people's Bank of China and local institutions, give full play to the role of credit evaluation, and provide credit enhancement services for private enterprises and small and micro enterprises; fifthly, private enterprises should strengthen their own construction, Optimize the asset structure, continuously improve the corporate governance ability and the level of modern governance, and enhance the awareness of prudent and compliant operation; sixthly, increase the theoretical research, based on the actual situation of economic development at this stage, use the open thinking and innovative methods, all parties should contribute to the improvement of the economic theory of socialism with Chinese characteristics, and use innovative methods to solve the current problems in China 。

Yi Gang pointed out that the Party Central Committee and the State Council attach great importance to the financial service work of private enterprises and small and micro enterprises. This time, the way of face-to-face communication between banks and enterprises is to build a bridge between banks and enterprises and form a long-term communication mechanism. Yi Gang stressed that the financial sector has always adhered to the "two unshakable" principle and treated the state-owned economy and the private economy equally in terms of loan policy, bond issuance policy and other financial policies. We should give full play to the role of the socialist market economy, provide better financial services for private enterprises and small and micro enterprises through market competition, adopt "several lifting" measures such as monetary policy, fiscal policy and regulatory policy, stimulate the enthusiasm of financial institutions, unblock the policy transmission mechanism, and further increase financial support for small and micro enterprises. At the same time, we should accurately grasp the objective laws of small and micro enterprises with short average life cycle, difficult first loan and high risk premium, build a sustainable business model for small and micro enterprises, and strengthen risk prevention and control.

Xu Lejiang stressed that private enterprises should further strengthen their faith and confidence in development, change their development mode and use money on the cutting edge. He pointed out that the smooth transmission mechanism between private enterprises and financial institutions is very important. It is necessary for private enterprises to understand the support policies of financial institutions in a timely manner, so that financial institutions can accurately grasp the difficulties in the implementation of policies. In the current more complex and changeable economic environment, we need to grasp the direction and degree. Both sides should keep their eyes inward, and implement various decisions and arrangements such as the central government's encouragement of financial services for the development of the real economy, prevention and resolution of financial risks. The Federation of industry and commerce should work together with the people's Bank of China and all commercial banks to establish a normal working relationship, create more conditions, build more platforms, and exchange information, so as to promote the high-quality development of private enterprises.

Zhu Hexin, vice president of the people's Bank of China, Huang Rong, vice chairman of the all China Federation of industry and commerce, Yi Huiman, chairman of the industrial and Commercial Bank of China, Zhou Mubing, chairman of the Agricultural Bank of China, Chen Siqing, chairman of the Bank of China, Tian Guoli, chairman of the Construction Bank of China, Li Xiaopeng, chairman of China Everbright Group and chairman of China Everbright Bank attended the symposium. Ren Deqi, President of the Bank of communications, LV Jiajin, President of the postal savings bank of China, Liu Xinyi, President of Shanghai Pudong Development Bank and other relevant principals of 14 banking financial institutions, 9 people's Bank branches, leaders of relevant departments of the United Front Department of the Central Committee, the Ministry of industry and information technology, the people's Bank of China, the China Banking Insurance Regulatory Commission and the all China Federation of industry and commerce, and 29 representatives of private enterprises attended the symposium.